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How To Get The Most From Your Car Buying Experience

Some people know everything about every model or make of car. Others, though, do not really know much about cars or how much they are worth. If the thought of shopping for a car intimidates you, the following article can help.

Check online to find the best deals. You can literally save thousands by searching online. Look for the ideal vehicle and contact different dealerships to find out whether or not they have this vehicle available. Sometimes a long drive might be worth it.

Research any dealership you are considering before offering on a car there. You are sure to have more success in your negotiations if you already know how they typically do business. Saving money by doing a little homework is the best thing you can do before car shopping.

Get recommendations from people you trust. Are they happy with their vehicles? Perhaps they regret their choice? What information have they heard about different cars that are available? When you would like to purchase a vehicle, this is one method of getting some important information to get you started.

If you’re looking for a brand new car, talk to your bank about your loan options prior to going shopping. This is for your own good. Usually the dealership’s finance department can find a better rate for you than a bank, but it can help if you find what interest rate you’re looking at prior to shopping.

Keep in mind that car salesmen have some monthly quotas to meet. That’s why it pays to shop for cars at the end of the month. Salesmen who have yet to make their expected number of sales will be eager to close another sale. This will let you have more control over price negotiations.

Buying a new car is an exciting, but challenging, experience. It is possible to save a lot of time, and money, by shopping at home. Many websites aggregate pricing and availability information from all over the Internet, which means you don’t have to. You can find detailed information about features, specifications and market values. That way, you can quickly narrow your list of potential vehicles in advance.

Bring a friend who can give you sound advice on your decision. A friend there with no interest in the automobile will provide an honest, impartial assessment about the decision. Don’t only settle for having them there in the showroom. Take them along for the test drive as well.

Make sure you stay silent about any trade-ins. You shouldn’t let the dealership know you have a car to trade unless you’ve established a set price for the car you are purchasing. If you disclose too early, the dealer can use the trade-in against you and give you a poor deal on your new car to make up for the trade-in.

If you are extremely interested in a vehicle, spend time thoroughly checking it over. Inspect the exterior of the car for scratches and dents. When it comes to the interior, check for carpet stains or upholstery tears. Know that once you buy this vehicle, it’s your problem. This includes every imperfection that comes with it.

Ask your local dealer if they have a particular model, if you have one in mind, before you visit their showrrom Going to the lot may cause the sales staff to offer you other cars you don’t want just to get a sale. If you need a certain car they don’t have, don’t waste your time going down to that lot. Call them beforehand and ask.

The days of yanking out your hair in frustration are long gone! You should now know how to make better decisions about the vehicle you want to buy. When you know you got a good deal on you car, driving it around can be even more fun. Start shopping and have fun!

Make The Best Car Shopping Decisions With These Tips

Car shopping can be fun. Driving it once you own it is fun, after all. Do not let buying a car become a stressful experience. The article below has advice that can help you out.

Before you visit a dealership, look at the car prices online. You should try to save your dealership trip until after you’ve decided on the type of car you want. Use the Internet to do the research and find out what’s available in your price range, what is the safest option and any particular brands that you should look for.

The Internet can be scoured for some good deals. Searching on the Internet can literally save you thousands of dollars at times. When you find a vehicle that you like, visit a dealership that has it in stock or ask your own dealer to get it for you. If they have one close, go there, or have the dealership order it for you.

Monthly Payments

Pay attention to the overall price of the vehicle and not just the monthly payments. The dealer can set the monthly payments at any amount, but this will extend your terms, resulting in a very high purchase price. Focus your negotiating on getting the best deal possible on the total price and financing you receive. Once you have done that, determine what the monthly payments will be.

Get an outside mechanic to look at a used car that you are interested in buying from the dealership. You should go somewhere else if the dealer refuses to let that happen. You want someone who has an impartial opinion and is doing things in your best interest.

If you feel like you can be talked into things easily, make sure someone goes to the dealerships with you. Try bringing a relative or friend to ask important questions and negotiate offers. Let the person with you know what you want out of a vehicle before going to a car lot.

Wait until you have a deal on the vehicle of your choice prior to discussing trade-ins, incentives or down payments. These are costs that should be taken off of the final price of the car. You are sure to do better if you negotiate the price first, then throw in the other factors.

Try to shop for your new vehicle towards month’s end. Typically, you can get the best deals around this time. If you’re shopping near month’s end, you may find some fantastic deals. If the dealer has to make his or her numbers, you might be able to sneak out of there with a superb deal.

Finding and buying a new car is something that can be a lot of fun, but it can also tire you out. With a few mouse clicks and searches, you can comparison shop to find your best options without even leaving your house. Many websites offer side by side comparisons of various vehicles. This will help you narrow your choices, saving you time and money.

Although you have a mental picture of the car you desire, it might be unattainable. Some cars may not offer all of the features that you’d like while staying in your price range. You don’t really need heated seats.

If you are extremely interested in a vehicle, spend time thoroughly checking it over. Are there any scratches or dents? Search the interior for carpet stains or upholstery tears. As soon as you leave the dealership, any problems you find will be your problem. That means the stains, flaws and dings as well.

If you have a specific car in mind, call the dealership first to see if they have one available. If you show up, the salesmen will do his best to get you into a car, period. If you really want a four door sedan and they don’t have any, that’s a waste of your time. Just pick up the phone.

Car shopping may make someone cringe, but you should now be able to see that it doesn’t have to be stressful. These are some excellent techniques to follow to ensure that you have a positive experience. Get started and give yourself enough time to find the ideal vehicle.

Tips To Make You The Best Car Shopper Ever

Car shopping can be daunting. It may because you don’t know want to search for in a potential car. It’s important to have good negotiating skills when buying a car. With the tips in this article, you’ll become a more confident, competent consumer.

Make sure that you have all the necessary materials when car shopping. Have you taken a good look at your budget? How many people do you have to have fit inside your car? What mileage are you looking for? Do you want two or four doors? Make a list of everything you want, and take it with you so nothing is forgotten.

Do not let the car dealer talk you into buying a car that is not within your budget. Tons of people get talked into buying a sports car by a slick-tongued salesperson telling them they look fabulous behind the steering wheel. Remember, the more expensive the car, the more commission he or she will make.

If you fail to negotiate a price, you are wasting money. You shouldn’t ever have to buy a car at its advertised price. These prices are purposefully high in order to give some money to play around with in order to make a deal.

Think about getting your car loan from your bank. It often takes longer otherwise, because they need to check up on your credit. If you have pre-qualified for a loan, this process will be much faster.

Check into vehicles online before you start working with a dealership. You should only visit a dealership after you know absolutely which make and model you want. Always look online for the best deal on a used or new car.

Make sure your financing is in order prior to shopping for a car. Credit unions and banks are good options. This will generally help you get the lowest possible interest rate, and you will go into the car buying process with your eyes wide open with respect to your budget.

Fuel Economy

When you’re looking for a vehicle, think about how the fuel economy can affect you. For example, it may seem like a good idea to purchase a V-8 with towing capability. However, are they features that you will frequently need or use? If so, are they useful enough to offset the lower fuel economy?

Most salesmen will have monthly goals or quotas to make. Use this fact to your advantage by shopping for a car toward the end of the month. The sales staff will want to sell you a car to meet their goals. These quotas will help you be able to argue out a better deal.

Rent different cars you like. This will give you a chance to spend some time driving the vehicle. Take a trip to get an idea of how the car drives and its features. You can get more acquainted with your vehicle of choice before purchasing.

You should now know the basics of car shopping. It need not prove all that hard. Just be mindful of the advice you have now read and put it into play. Once you are cruising down the road in your new ride, you’ll be happy you followed these tips. Join in on the fun and get your car now!

What To Know Before Making A Car Purchase

Car shopping is time consuming. You will have many cars to choose from and things to take into consideration. To make things easier, you should learn all you can. Keep reading to learn some helpful tips and tricks to make the car-buying process quick and painless.

When shopping for a car, it’s important that you are aware of your needs beforehand. How much money can you afford to spend? How many passengers will be in the car? How many miles to the gallon are you interested in? Do you need four or two doors? You should make a list of all the features you are looking for, and bring it with you when you go shopping for a new car.

You can save a lot by negotiating and asking for a price lower than what your salesperson first offers. A person should never end up paying the sticker price. These prices are jacked up on purpose in order to make room for haggling with the customer; therefore, you should take full advantage of talking it down.

Research any dealers you’re considering before making an offer. You will have more negotiating power if you know how they operate and what finance options they offer. Additionally, read customer reviews to see how satisfied others have been with the car.

Before you get a used car somewhere, look it over by using a third-party mechanic. If a dealer refuses, shop somewhere else. A mechanic that is good can give you an opinion on what is wrong with your vehicle, like what’s been wrecked on it and then repaired.

If you don’t know how to deal with sales pitches that are high pressure, get a companion to shop with you. It could be a friend or a family member, as long as whoever you take has some knowledge of the process and isn’t a “pushover.” Before you even go out to look at cars, make sure you and your friend are on the same page regarding your budget and needs.

If the car you are driving now is expensive, don’t drive it to the dealership. This is especially important if you plan to trade in the vehicle. A salesperson may use this as grounds for rejecting any less-than-generous offer.

Get the cost on the car in stone before you discuss trade-ins, or any other monetary exchanges. All of this should come out of your agreed bottom line. Get the deal down pat first, then talk business with trade-ins and so forth, your wallet will thank you.

You don’t have to buy from a dealership. You might be surprised to find that the vehicle you want is readily available from a private owner or small lot. Make sure you scan the local papers and social networking sites so you’re able to make your search as effective as possible.

Renting cars is a great way to do your own test drives. Renting a car from a local rental agency is a great way to get a personal feel for a specific car over a test drive of a day or more. You should go on a small trip in the car. This way, you’ll either rule out the car or be comfortable buying it.

Social Security

Use caution when it comes to providing your personal information, like a social security number. Many dealers will attempt to get this from you right away in order to run a credit check. If you don’t get a car purchased there, just getting that credit run by them may end up hurting you in the long run. Wait until you have a sure deal before you fill out the part of the application that requires the Social Security number.

If you are going to buy a car, you need to know as much as you can before you actually do it. Keep these tips in mind to make your transaction a pleasant one. They should help you make the car buying experience a pleasure.

The Ins And Outs Of Car Shopping

Are you looking to buy a new car? Maybe you’re too busy, or perhaps you aren’t sure what you’re looking for. Applying the tips in this article ensures that you get the most for your time and money during the process of shopping for a car. It can help you discover all the knowledge you need to make this easy.

Look for your car on the Internet before going to the lot. You shouldn’t visit the dealership until you know precisely which make and model you desire. Check online to find out more about all the cars you want to learn about, dealerships and brands, too.

Have a few certain models in mind before you head out to a car dealer. Research is important to give you all of the possible details that you need. You will also learn what price range to expect, making it less likely that a smooth salesperson will catch you unawares.

If you are buying a car from a dealer have your mechanic look for it. A dealer that doesn’t allow this is a red flag. Good mechanics will be able to see major problems like previous wrecks or water damage.

Take any car you plan to buy used from a private seller to a trusted mechanic. When the seller says no, move on. There could be expensive, hidden problems that affect the value of the car. You don’t want to buy into these without knowing about them first.

Ask for advice and recommendations from others. Do they have a car they love? How well would they say the car has held its value? Do they know of a car that’s really good? If you are considering a vehicle purchase, this can be helpful in terms of beginning your own research.

Determine your maximum budget before you set foot on the lot. Never pass your budget, no matter how much pressure you get from the dealer. In the end, this is your money paying for the vehicle.

Consider purchasing outside of a dealership. You may be able to find what you want from a private seller or a smaller dealership. Search through community area classifieds and hunt through social media to focus your search on cars available in your neighborhood.

No matter what car you chose, test drive it first. While you may know which car you want, a test is imperative. There’s nothing that will allow you get a feel for the car like a hands-on demonstration. You may notice trouble with the brakes, misfiring, sticking or slipping gears, or a number of other factors that the dealer didn’t tell you about.

Try your luck online. There is a wide variety of cars and car information available online. Know about the particular vehicles you are thinking about purchasing before you visit the dealership. By using the Internet, it is possible to come up with ratings, specifications, MPG, size, resale value and much more.

Now, some of the fog surrounding car buying has been dispelled, so you have the power to find your next great car. It’s really important to discover a car that’s best for you. Do not allow the car you want to get away and use the advice here to your advantage.

Easy Tricks For Finding The Right Car For You

The thought of purchasing a new car can be exciting and stressful. In order to have the best experience you should make sure to do your research. Use the advice that follows to make a great choice for your next automobile.

The key to smart car shopping is to have all your needs listed before you leave the house. Have you taken a good look at your budget? How many seats do you need? What mileage are you looking for? Do you want a coupe or a sedan? Write out your wish list, and take it to the dealership with you.

Research both your car and your dealer before negotiations. This can help you have stronger negotiating tactics if you’re aware of their financing options and trade practices. Also, knowing about the customer reviews will assist you in avoiding getting scammed.

Do not pay sticker price for a vehicle. The price on the sticker isn’t what the dealer really wants. If you do not have good skills in bargaining, take someone with you who is. Know what the fair selling price is before you go so you have some idea of what you want to pay.

If you are purchasing a new vehicle, you should be aware of what you can spend. Never exceed the maximum amount of this budget, regardless of what the car dealer says. The salesman is not the person that make six years worth of car payments.

Always do a test drive of the car you want before buying it. You have to do it even if you drove that kind of car before, you might not like this particular one. This is the best way to find out about mechanical problems and get an idea of how the car handles.

Look into the vehicle’s safety features. This includes a great braking system. You need to think about a vehicle with airbags, because the more there are, the better. Safety is important since you will be in this vehicle a lot.

Before you begin your car shopping journey, go to the bank and get pre-approved. This will be for the security that you have. Normally a dealership can give you a better interest rate than a bank.

Don’t drive an expensive car to the lot. The salesman may take one look at your fancy ride and refuse any low-ball offer you make. If you are looking to trade the vehicle in, this does not apply.

Be sure to always test drive a car before buying it. You never know how the car is going to run, despite how it may look outside. Always take the time to test the equipment. There’s nothing that will allow you get a feel for the car like a hands-on demonstration. Maybe you’ll find out that the ride isn’t that great, or the handling isn’t up to par.

Many salesmen have monthly quotas. They have to sell X number of cars monthly, and knowing this puts you in the proverbial driver’s seat. Salesmen who haven’t yet met their quote will be more willing to negotiate. Do not let this opportunity to get a great deal slip through the cracks.

It can be exhausting, as well as exciting, to purchase a new car. Use your computer and the Internet for comparison shopping to save yourself a lot of dollars and time. A variety of dealers offer their whole stock and pricing on the Internet. You can find a car by reducing options, you may save money and time this way.

Car shopping can be stressful, fun and even a financial concern. However, by taking some time and learning all you can about it, you’ll be better prepared to get something you really enjoy and need. You can have the best experience possible by applying what you’ve learned here.

Buying A Car Soon? Try These Tips First!

Are you hunting for your next vehicle or planning to do so soon? Are you way too busy, or not even sure where to begin? Don’t waste your time; instead, follow this helpful advice. This article provides everything you should know.

A car loan may be secured on the web before you even go to the dealer. Getting a car from a dealership takes a long time because your dealer needs to find you a loan. When you have financing in place, the whole situation will wrap up rapidly.

Shop for your car online before you go to a dealership. The only time they should be visited is when you know what make and brand you desire. Some online research can be great for narrowing your list of possible makes and models and for learning things that the salespeople may not tell you.

Get your financing set up before you visit a dealership. Go in to a credit union or bank to talk in person. This can often result in better interest rates. This can allow you to visit a dealership with the knowledge of knowing the amount of money you can afford on a vehicle.

Take the time to research the dealer before you make any offer on a car. You are sure to have more success in your negotiations if you already know how they typically do business. Keep in mind that you can also protect yourself by reviewing previous customer reviews.

You should not buy a used car without having a good third-party mechanic look at it first. A dealer that doesn’t allow this is a red flag. A professional mechanic is going to be able to give you objective feedback about the state of the car, including signs of previous wrecks or exposure to flood waters.

Purchasing a vehicle from private parties is a great choice, but have a mechanic give it a once over. If the owners prevent this, you may want to look elsewhere. There may be hidden problems that can be expensive to repair. Do not purchase a car without knowing about possible mechanical problems.

Don’t ever pay the full price for your car. The price on the sticker isn’t what the dealer really wants. If negotiating is not your strong suit, take a skilled negotiator with you. Know the amount you can reasonably spend, as well as the fair market value, prior to heading to the dealership.

When you shop for cars, set aside sufficient time to get the process completed. If you try to rush the process, you can miss out on great deals and the chance to find the perfect vehicle. Plan for several hours, at least. If you don’t have enough time on your hands, you can always finish up another day.

Have conversations with those you know about what they might know personally. How satisfied are they with their vehicles? Perhaps they regret their choice? Have they heard anything interesting from their friends and family? When you would like to purchase a vehicle, this is one method of getting some important information to get you started.

Never purchase a car without taking a test drive first. If you have the car you want choosen, you need to teast drive it. The dealer may have a silver tongue, but your own experience and judgment is what matters. You may notice trouble with the brakes, misfiring, sticking or slipping gears, or a number of other factors that the dealer didn’t tell you about.

Salespeople often have monthly quotas to reach. Take advantage of this system by car shopping during the last days of the month. Salespeople that want to make the sale want to sell you that car! This will give you more flexibility when it comes to negotiating a price.

Now that you have a clearer picture about what it takes to get a great deal, you should be less fearful and intimidated by the idea of shopping for a vehicle. It is important to find a vehicle that suits your needs. Do not let cars get away from you. Begin using the advice here.

If You Need A Car This Article Is For You

Want a new car? Well, that’s great, but are you aware of some of the many mistakes car buyers often make? The piece that follows offers terrific guidance for anyone interesting in buying a vehicle and making sure they are happy with what they get.

Get your car loan online before you even walk into a dealership. Checking your credit and finding a lender is what takes the bulk of your time on a car lot. If you have a loan in-hand when you visit the dealership, the purchasing process will be streamlined.

The Internet can be scoured for some good deals. Searching the Internet for low prices is one of the best things you can do. After finding the right car, just head over to the dealership to arrange for a purchase. Sometimes a long drive might be worth it.

You need to know important information about the specific dealer before you give an offer. You will have a negotiating advantage if you understand their trade and financing practices. Reading consumer reviews is a good way to avoid scams or pitfalls.

When buying privately, always bring along a mechanic. If the owners won’t allow this, that should be considered a red flag. There might be hidden, expensive issues that have a bearing on whether the car is right for you. You should always know about any preexisting conditions before buying the car.

Absolutely refrain from paying the full asking price for any car. No sane dealer believes he or she will get full sticker price. Bring a haggler with you if it’s not your forte. Know in advance what an actual market value is for the car that you want, so that you know if you are getting close to a fair price.

Take someone along to help you car shop. Your friend can listen for things you might have missed and they can give you advice if they think you shouldn’t buy the car you are looking at. You may want to bring a friend, parent or partner.

Don’t start negotiating on specifics before you’ve got a set price on your desired vehicle. These monetary exchanges should reduce your cost. Also, you will typically end up with a better overall price if you negotiate the deal from the onset.

Try shopping online. You will access to a wider selection when compared to dealerships. Prior to visiting a dealership, make sure you know as much as possible about the cars that interest you. By researching online, you can find specs, gas mileage data, resell value, ratings and almost any other information that you desire.

Renting cars is a great way to do your own test drives. Rent the car for a weekend to really see how the car drives. To make sure this is the best car for your family’s needs, go on a road trip and really test it out. Doing so helps you make an informed decision on such a large commitment.

Have a set budget before you go to the car dealership. Your number should have to do with your market research as well as what you can afford.

Do plenty of research before purchasing a used car. The Internet provides many sources that can inform you of your car’s value. In order to find out the value of a car, use NADA or the Kelly Blue Book. When the dealer won’t come close to those rates, leave.

As this article has shown, there are many tips that you can use to help make the car buying experience pleasant. Make sure you use the information this article provided to ensure you purchase the right car for you. Have fun shopping for your next vehicle.

Car Buying Tips That You Must Know

Car shopping can be daunting. It’s often hard to figure out exactly what you want in a car. On top of that, negotiations are tough, too. So, look to this post to help you, and you’ll soon be car shopping like a pro.

Look for your car on the Internet before going to the lot. The only time you ought to visit a dealership is when you absolutely know which brand and make you want. Spend some time online comparing your options and learning about the most important safety features. These are vital things, yet the salesperson might not tell you about them outright.

Before you go out and look at cars, line up your financing. This can be done at your credit union or bank. They often have better interest rates and you can walk into a lot knowing you can pay for the car you want.

Bring in an impartial mechanic before purchasing used. If the dealership says no, go somewhere else. A mechanic will help you identify issues and recognize signs of a wreck if you are purchasing a used car.

Make sure that you bring your automobile into the mechanic before you purchase it. If the owners prevent this, you may want to look elsewhere. They may be trying to hide a serious, expensive problem. You want information before you buy into these.

Sticker Price

Do not pay sticker price for a vehicle. Sticker price is an over-inflated amount they don’t think anyone will pay. If you feel that your negotiating skills aren’t up to par, take along a friend or family member that has a special talent for it. Before you set foot on the lot, research the vehicle to determine what constitutes a fair price.

Always check to see what safety features each car has. Anti-lock brakes are an absolute must for any car. It should have plenty of air bags, too. You are needing to use this vehicle a lot, so safety is important.

No matter what car you chose, test drive it first. Even if you know what vehicle you want, you need to give it a bit of your time so you can test it. You need that hands-on experience. You may find yourself unpleasantly surprised by a rough ride or coarse handling.

Look for a car on the web. You’ll find almost any and every vehicle online. Research vehicles you’re interested in before going to the car lot. You can find specifications, ratings, size, MPG, resell value and anything else that you want to know, all by looking online.

You might have an exact picture of what you seek, but getting it might not be perfectly possible. Maybe you see cars with the features you enjoy, but there just aren’t any cars that have exactly what you want now. You’ll live without heated seats!

Know your purchasing price before you drive to the dealership. Factors that should go into this number are the value of the vehicle that you are interested in, your financing options, as well as your income.

Always read before you put down your John Hancock. The contract is very important and can cost you a lot of money if you do not pay attention. If you sign, you’re bound to the agreement. Take as much time as you need when analyzing the contract. If you can’t, get yourself a copy to study.

Make sure you allow time before making a purchase of a car that has been newly released. If you purchase a vehicle as soon as it is released, you will end up paying more for it than if you wait a few months. Let the cost go down some before buying it.

Car Shopping

Now, you know a little more about car shopping. Car shopping isn’t problematic, especially if you use the tips you read. Once you are behind the wheel of your new car, you will be happy you did. Join in on the fun and get your car now!

Looking For A Car? Shop The Smart Way With These Tips And Tricks

You deserve to have a good car for a great price. It’s time to change your car buying future. You will find some wonderful info here in this article on how to get a great deal on a car.

Before you start shopping for a new car, decide on what you need. How much can you spend? How many people are you going to be driving around? What is your desirable gas mileage on a car? A sports car or sedan? Make some notes about the things you really want the car to have, and take the list along.

Before you go out and look at cars, line up your financing. Check with a bank or local credit union to get this done. This will often provide you with a lower interest rate, and when you get to the dealership, you will know the amount you can afford to spend.

Get the cost on the car in stone before you discuss trade-ins, or any other monetary exchanges. Those are things that ought to further reduce the best price obtained. It is to your advantage to lock in your deal prior to discussing any extras.

Look on the Internet for deals. You can find all sorts of cars online. Know about the particular vehicles you are thinking about purchasing before you visit the dealership. It is possible to learn about each model’s fuel efficiency, safety ratings, resale values and other relevant factors online.

Try renting a car in order to test it out. Rent the car for a weekend to really see how the car drives. Go on a road trip or something so the car can be tested to see if it works with what you need it to work with. You can get more acquainted with your vehicle of choice before purchasing.

Prior to shopping for a used or new car, check your budget. You need to know what you can afford. Tally the amount you will be able to spend on your monthly car payments. Perhaps you should even put off car shopping until after you have secured a pre-approved loan.

Bring a friend who can give you sound advice on your decision. They can give you a fresh perspective on the decisions you are trying to make. Take them with you when you do your test drive, and have them give you their opinions on any negatives.

Make sure that your dealer lets you take the car to your own mechanic. You will want to get someone who you have faith in. Don’t use their suggested mechanic. This person can give you a good idea of where the car stands.

The goal of a salesperson is making top dollar. Therefore, exercise good judgement when making a deal. Always be aware of any add-ons and extras, which will be added to the bottom line of the car. Even a car that’s cheap can get additions that cost quite a bit of money.

With these tips in mind, you are ready to get the car you really need. It should not be painful or difficult to make a deal with a salesman. Apply what you’ve just learned, and go get the car of your dreams.